Federal limits
Consumer debt garnishment is capped at 25% of disposable income or any amount over 30× federal minimum wage, whichever is less. Child support can hit 50–60%. IRS and student loans have separate, higher caps.
Wage Garnishment Impact
Calculate take-home pay reduction from a wage garnishment order.
Results
Weekly garnishment
$225.00
New weekly take-home
$675.00
Monthly loss
$974.25
% of take-home
25%
Frequently asked questions
1.Can I stop garnishment?
Pay off the judgment, negotiate a settlement with the creditor to release the order, or file bankruptcy (which triggers an automatic stay).
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