Terms of Service

Last updated: April 2026

By using debtfreedate.co (the "Site"), you agree to these Terms. If you do not agree, do not use the Site.

Use of the Site

DebtFreeDate provides a free online debt payoff calculator and educational content. The Site is for personal, non-commercial informational use only.

Calculator outputs are estimates only

All outputs are estimates. They are not financial, tax, or legal advice. Always verify with a qualified professional before making decisions. We are not responsible for decisions based on calculator output.

No professional advice

Nothing on this Site constitutes professional advice. Use these tools as a starting point for research — not as a substitute for professional guidance.

Acceptable use

You agree not to scrape our content, interfere with servers, or use the Site for unlawful purposes.

Disclaimer of warranties

THE SITE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND.

Limitation of liability

OUR TOTAL LIABILITY IS LIMITED TO $100. WE ARE NOT LIABLE FOR INDIRECT OR CONSEQUENTIAL DAMAGES.

Affiliate disclosure

This Site may contain affiliate links. Affiliate relationships do not influence our editorial content.

Changes

We may update these Terms. Continued use means you accept changes.

Contact

Questions: andrewjgaber@gmail.com

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